Better credit is as easy as...
Be a renter at a participating property. Ask your property if credit reporting is offered.
Pay your rent on time like you always do.
We notify the Credit Bureaus. You watch your credit score go up!
Why It Works
Your payment history makes up about 35% of your credit score. Paying your bills on time means that you are a responsible person. Regardless of whether or not you have been late on other payments in the past, reporting your rental payment history with MyCreditLift can make a big difference in improving your credit. With a good credit score, you will be rewarded with lower interest rates, better odds of approval, and lower deposits. You may even improve your chances of getting hired.
We have established relationships with all three major credit bureaus as well as thousands of property owners and landlords across the country. We make it easy for you to take the first steps to better credit and the life you want.
MyCreditLift takes the stress and worry out of your credit journey.
Credit Turbo Boost
If you are just starting out on your credit journey or if you need a quick boost to your credit score, in some cases MyCreditLift can report up to two years of previously unreported rent payments to the credit bureaus for you. This may be able to provide you with an increase of 20 to 70 points to your credit score* in less than a month!
*Rental payment information is considered in calculation of FICO 9 & 10 and VantageScore 3 & 4. Changes in credit score are dependent upon each person's individual circumstances and are not guaranteed.